Check Line (Overdraft Line)
Many of us occasionally need overdraft coverage, whether to cover a simple checkbook mistake or to fund emergency expenses. With a Somerset Hills Bank Check Line, you can be approved, in advance, for a personal unsecured line, with a predetermined credit limit, that is linked to your Somerset Hills Bank checking account. This line will be automatically drawn against to cover checks in the event you overdraw your account. You can rest assured that your checks will be covered, up to your approved credit limit, allowing you to avoid the fees, inconveniences and complications associated with an overdraft.
A Check Line from Somerset Hills Bank offers the following benefits:
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Check Line (Overdraft Line) - Current Rate - as of September 1, 2010
| Loan Type | Loan Term | Annual Percentage Rate |
| Check Line | Revolving | 14.00% |
APR is subject to change and may be withdrawn at any time without prior notice.
Contact Us
If you have questions, please feel free to call or stop in at any one of our branch locations, or you may contact one of the following individuals:
| Peter A. Longo Consumer Loan Manager (908) 630-5003 |
James Nigro Senior Loan Officer (908) 630-5016 |
Download an Application
We appreciate your interest in applying for a loan with Somerset Hills Bank. Click on the link below to print out an application and instructions.
