Privacy Policy

Somerset Hills Bank Privacy Policy

FACTS

WHAT DOES SOMERSET HILLS BANK

DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and credit history
Account balances and transaction history
Overdraft history and payment history

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Somerset Hills Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Somerset Hills Bank share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	YES	NO
For our marketing purposes – To offer our products and services to you	NO	We don’t share
For joint marketing with other financial companies	NO	We don’t share
For our affiliates’ everyday business purposes – Information about your transactions and experiences	YES	NO
For our affiliates’ everyday business purposes – Information about your credit worthiness	YES	YES
For our affiliates to market to you	NO	We don’t share
For nonaffiliates to market to you	NO	We don’t share

To limit

our sharing

Call toll free 877-221-1514 and ask for our Privacy Officer

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call toll free 877-221-1514

Who we are
Who is providing this notice?	Somerset Hills Bank

What we do
How does Somerset Hills Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Somerset Hills Bank collect my personal information?	We collect your personal information, for example, when you Apply for a loan or open an account Pay your bills or use your credit or debit card Make deposits or withdrawals from your account
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account – unless you tell us otherwise

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include financial companies such as Sullivan Financial Services Inc. and Somerset Hills Wealth Management Services LLC
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Somerset Hills Bank does not share with nonaffiliates so that they can market to you
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Somerset Hills Bank doesn’t jointly market

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